Original research

Addiction Treatment & Insurance Access in America: A State-by-State Analysis

A 2024 facility-level analysis of how U.S. substance use treatment facilities report participating with private insurance, Medicaid, and Medicare — and how participation differs by service type and state.

Research & analysis by Treatment Locators · Published September 10, 2026 · Source: SAMHSA 2024 N-SUMHSS facility-level public-use file · Methodology & sources

78.3%

Report participating with private insurance

12,494 of 15,953 facilities

77.8%

Report participating with Medicaid

12,418 of 15,953 facilities

52.6%

Report participating with Medicare

8,397 of 15,953 facilities

Payer participation reflects what facilities reported to SAMHSA. It does not guarantee coverage for a specific plan, network status, authorization, admission, or treatment availability.

Data analysis by Treatment Locators · Reviewed for clinical accuracy by Cole Timonere

Section 1 · National overview

National averages hide major differences by treatment service

Across 15,953 substance use treatment facilities in SAMHSA's 2024 analytic universe, 78.3% reported participating with private insurance, 77.8% with Medicaid, and 52.6% with Medicare. Those national figures change substantially when the data are broken out by treatment service.

Reported payer participation, all substance use treatment facilities

SAMHSA 2024 N-SUMHSS public-use file, substance use analytic universe (TSU_SU = 1).

  • Private insurance
  • Medicaid
  • Medicare

Of 15,953 substance use treatment facilities, 12,494 (78.3%) reported participating with private insurance, 12,418 (77.8%) with Medicaid, and 8,397 (52.6%) with Medicare.

All substance use treatment facilities (2024 analytic universe)

Facilities (N) = 15,953

Private insurance78.3%(12,494)
Medicaid77.8%(12,418)
Medicare52.6%(8,397)

Reading this chart

At the national level, reported private-insurance and Medicaid participation look broadly similar. Medicare stands out immediately: just over half of facilities reported participating with it, roughly 25 percentage points below the other two categories.

What it means

Even that national difference understates how wide the Medicare gap becomes in particular treatment settings.

When facilities are separated by the services they actually provide, the payer picture changes substantially — which is why the sections below are reported service by service rather than as a single nationwide statistic.

Section 2 · Residential treatment

Medicare participation is especially low across residential treatment services

Only 21% of residential withdrawal-management facilities, 23.9% of short-term residential facilities, and 23.5% of long-term residential facilities reported participating with Medicare. Private-insurance participation was substantially higher in each of the three validated residential service categories.

Validated residential service components

Each bar uses its own denominator. Broad “any residential” rates are not shown — see methodology.

  • Private insurance
  • Medicaid
  • Medicare

Across the three validated residential service components, reported Medicare participation remains near one-quarter or lower, while reported private-insurance participation ranges from about 64 to 87 percent.

Residential withdrawal management

Facilities (N) = 1,317

Private insurance87.2%(1,149)
Medicaid53.2%(701)
Medicare21.0%(276)

Residential short-term treatment (≤30 days)

Facilities (N) = 2,460

Private insurance78.9%(1,942)
Medicaid62.0%(1,526)
Medicare23.9%(587)

Residential long-term treatment (>30 days)

Facilities (N) = 2,732

Private insurance63.9%(1,746)
Medicaid61.9%(1,690)
Medicare23.5%(643)

Reading this chart

Across all three validated residential service categories, fewer than one in four facilities reported Medicare participation. That consistency is notable: the pattern is not confined to a single residential service, but holds across withdrawal management, short-term residential treatment, and long-term residential treatment.

What it means

This does not mean Medicare beneficiaries cannot obtain residential addiction treatment.

It does mean the pool of facilities reporting Medicare participation is substantially smaller than the pool reporting private-insurance participation in these categories.

Section 3 · Withdrawal management by setting

Withdrawal-management participation depends heavily on the setting

Among facilities providing withdrawal management, reported Medicare participation ranged from 70.6% in outpatient settings to 55.4% in hospital inpatient settings and 21% in residential settings. Medicaid participation showed a similar, though less dramatic, decline across those settings.

Withdrawal management, by setting

These three settings are reported separately and are not averaged together.

  • Private insurance
  • Medicaid
  • Medicare

Reported payer participation among withdrawal-management facilities differs sharply by setting: outpatient, residential, and hospital inpatient settings each carry their own denominator and their own participation pattern.

Outpatient withdrawal management

Facilities (N) = 1,579

Private insurance86.3%(1,362)
Medicaid79.3%(1,252)
Medicare70.6%(1,115)

Residential withdrawal management

Facilities (N) = 1,317

Private insurance87.2%(1,149)
Medicaid53.2%(701)
Medicare21.0%(276)

Hospital inpatient withdrawal management

Facilities (N) = 784

Private insurance93.4%(732)
Medicaid67.6%(530)
Medicare55.4%(434)

Reading this chart

The same broad treatment need produces very different payer-participation patterns depending on where the care is delivered. For Medicare, reported participation falls from 70.6% in outpatient withdrawal management to 55.4% in hospital inpatient settings and 21% in residential settings — a difference of 49.6 percentage points between the outpatient and residential categories.

What it means

Treatment Locators also examined facilities reporting at least one of those three validated settings.

After removing facilities appearing in more than one category, the analysis identified 3,086 unique facilities, of which 87.9% reported participating with private insurance, 69.5% with Medicaid, and 52.6% with Medicare. That deduplicated view still shows a substantial private-versus-Medicare difference, but the setting-level figures remain the more informative comparison.

Section 4 · Opioid treatment programs

OTPs look very different from residential care

Among 2,224 SAMHSA-certified opioid treatment programs, 81.5% reported participating with private insurance, 87.1% with Medicaid, and 80.1% with Medicare. That comparatively balanced payer pattern is a reminder that insurance participation cannot be generalized across treatment modalities.

SAMHSA-certified opioid treatment programs

Certified OTPs only (OTXFEDOTP = 1).

  • Private insurance
  • Medicaid
  • Medicare

Among 2,224 certified opioid treatment programs, reported participation was 81.5% private insurance, 87.1% Medicaid, and 80.1% Medicare.

SAMHSA-certified opioid treatment programs

Facilities (N) = 2,224

Private insurance81.5%(1,812)
Medicaid87.1%(1,937)
Medicare80.1%(1,781)

Reading this chart

Medicaid participation was actually the highest of the three payer categories here, and reported Medicare participation among OTPs was nearly four times the rate observed among residential withdrawal-management facilities.

OTP certification and reported payer participation do not guarantee coverage for a specific medication, admission, or network status with any particular plan.

What it means

That contrast matters. It suggests payer participation is not simply a function of whether treatment addresses substance use — it is strongly associated with the type of treatment service being delivered.

Section 5 · Two national spotlights

One service with a wide payer split, and one without

Day treatment and partial hospitalization show one of the widest private-versus-Medicare differences in the file. Regular outpatient treatment shows private and Medicaid participation running nearly level.

Day treatment / partial hospitalization

Difference between reported private-insurance and Medicare participation: 53.9 percentage points.

  • Private insurance
  • Medicaid
  • Medicare

Among 2,389 day treatment or partial hospitalization facilities, reported participation was 90.7% private insurance, 65% Medicaid, and 36.8% Medicare.

Day treatment / partial hospitalization

Facilities (N) = 2,389

Private insurance90.7%(2,166)
Medicaid65.0%(1,554)
Medicare36.8%(879)

Regular outpatient treatment

The largest service category in the file, and the most evenly balanced between private insurance and Medicaid.

  • Private insurance
  • Medicaid
  • Medicare

Among 12,307 regular outpatient facilities, reported participation was 80.1% private insurance, 81% Medicaid, and 57% Medicare.

Regular outpatient treatment

Facilities (N) = 12,307

Private insurance80.1%(9,856)
Medicaid81.0%(9,968)
Medicare57.0%(7,015)

90.2 pts

One of the widest headline-eligible state/service splits in the analysis: 97.8% of Florida’s 92 residential withdrawal-management facilities reported participating with private insurance, against 7.6% reporting Medicare. Reported participation is not coverage, network status, or admission.

Section 6 · Interactive state explorer

State patterns can be even more pronounced

Use the map and table to compare facility-reported payer participation by state and treatment service. State percentages should always be read alongside the number of facilities in the selected service category.

Map of the United States shaded by the share of residential withdrawal management facilities in each state that report participating with private insurance. Full values are listed in the table below.VTNHMARICTNJDEMDDC
  • 80–100%
  • 60–79.9%
  • 40–59.9%
  • 20–39.9%
  • Under 20%
  • No facilities in this service
Facility-reported private insurance participation among residential withdrawal management facilities, by state.
Payer NPublication tier
Florida97.8%9092Headline eligible
Texas93.3%5660Headline eligible
New York90.0%4550Headline eligible
Pennsylvania88.1%5259Headline eligible
California87.6%298340Headline eligible
Illinois96.7%2930Usable with N shown
Indiana91.4%3235Usable with N shown
Ohio89.4%4247Usable with N shown
Kentucky87.5%2832Usable with N shown
Maryland83.7%3643Usable with N shown
Michigan73.3%2230Usable with N shown
Georgia71.9%2332Usable with N shown
Tennessee67.7%2131Usable with N shown
Nevada100.0%1010Directional only
Wisconsin100.0%1010Directional only
Utah96.6%2829Directional only
Massachusetts95.0%1920Directional only
Virginia94.1%1617Directional only
Oregon93.8%1516Directional only
Missouri93.3%1415Directional only
Minnesota92.9%1314Directional only
New Jersey92.9%2628Directional only
Wyoming91.7%1112Directional only
Washington91.3%2123Directional only
West Virginia90.9%1011Directional only
Kansas88.2%1517Directional only
Arizona83.3%1518Directional only
Louisiana81.8%1822Directional only
North Dakota81.8%911Directional only
Colorado73.1%1926Directional only
North Carolina66.7%1624Directional only
Mississippi53.8%713Directional only
Alabama100.0%22Small N — not ranked
Alaska100.0%11Small N — not ranked
Arkansas100.0%99Small N — not ranked
Connecticut100.0%66Small N — not ranked
Delaware100.0%11Small N — not ranked
Iowa100.0%99Small N — not ranked
Maine100.0%44Small N — not ranked
Montana100.0%55Small N — not ranked
Nebraska100.0%88Small N — not ranked
New Hampshire100.0%66Small N — not ranked
Rhode Island100.0%22Small N — not ranked
South Carolina100.0%55Small N — not ranked
Idaho87.5%78Small N — not ranked
Hawaii83.3%56Small N — not ranked
New Mexico66.7%69Small N — not ranked
South Dakota60.0%35Small N — not ranked
Oklahoma40.0%25Small N — not ranked

State results include facility counts. Smaller groups should be interpreted cautiously, and groups with fewer than 10 facilities are excluded from comparative rankings. The full tier thresholds are described in the methodology below.

Section 7 · State case studies

Four states where the service-level split is stark

Every figure below applies only to the named service category in that state — not to all treatment facilities there.

Florida

Residential withdrawal management

Facilities (N) = 92 in this service category

Private
97.8%
90 facilities
Medicaid
28.3%
26 facilities
Medicare
7.6%
7 facilities

In Florida, 97.8% of 92 residential withdrawal-management facilities reported participating with private insurance, compared with 28.3% for Medicaid and 7.6% for Medicare — a private-to-Medicare difference of 90.2 percentage points within this service category.

California

Day treatment / partial hospitalization

Facilities (N) = 292 in this service category

Private
96.6%
282 facilities
Medicaid
21.2%
62 facilities
Medicare
18.2%
53 facilities

California shows a repeated service-specific pattern. Among day treatment and partial hospitalization facilities, 96.6% reported private-insurance participation versus 21.2% Medicaid and 18.2% Medicare. Among 537 short-term residential facilities, the figures were 76.4%, 27.9%, and 11.5%, respectively.

Texas

Residential withdrawal management

Facilities (N) = 60 in this service category

Private
93.3%
56 facilities
Medicaid
43.3%
26 facilities
Medicare
11.7%
7 facilities

In Texas, reported Medicare participation was 11.7% among 60 residential withdrawal-management facilities and 5.3% among 76 long-term residential facilities. Each figure describes only that service category.

Ohio

Opioid treatment programs

Facilities (N) = 131 in this service category

Private
93.9%
123 facilities
Medicaid
98.5%
129 facilities
Medicare
93.9%
123 facilities

Ohio’s OTPs offer a counterexample: among 131 certified programs, 93.9% reported private-insurance participation, 98.5% Medicaid participation, and 93.9% Medicare participation.

Section 8 · Patient-side context

Facility participation is only one side of treatment access

Among the specific 2024 NSDUH adult population with an unmet perceived need for substance use treatment, cost and coverage were commonly reported reasons for not receiving it. These figures describe that population only — not all U.S. adults, and not the facilities analyzed above.

Cost was a barrier
42.3%
No insurance coverage
30.1%
Insurance did not pay enough for treatment
24.6%

Source: SAMHSA 2024 National Survey on Drug Use and Health detailed tables. Used here as patient-reported context only; it is a separate survey from the facility file and the two cannot be combined.

Findings

What this analysis shows

The clearest conclusion from the 2024 data is not that one payer universally provides better or worse addiction-treatment access — it is that payer participation varies dramatically across treatment services and locations.

  • Reported private-insurance and Medicaid participation are relatively similar nationally, while Medicare participation is considerably lower.
  • Medicare participation is particularly limited across residential categories.
  • Withdrawal-management participation differs substantially between outpatient, residential, and hospital inpatient settings.
  • Opioid treatment programs report comparatively high participation across all three payer categories.
  • Some states show extremely large payer-participation differences within particular treatment services.

What these numbers do not mean

  • They do not confirm that a particular insurance plan is accepted.
  • They do not verify whether a facility is currently in network.
  • They do not determine whether an individual is eligible for coverage.
  • They do not establish whether a service will be authorized or considered medically necessary.
  • They do not indicate current openings or bed availability, or guarantee admission.

Benefits and coverage should be verified directly with the insurer and the treatment provider.

Methodology

How we calculated this

Every facility-level finding on this page is reproducible from SAMHSA's 2024 public-use data and published tables.

Republish this analysis

Charts, figures, and datasets on this page are published under a Creative Commons Attribution 4.0 licence. Attribute Treatment Locators and link to this page.

Treatment Locators. “Addiction Treatment & Insurance Access in America: A State-by-State Analysis.” Analysis of SAMHSA 2024 N-SUMHSS public-use data. https://treatmentlocators.com/research/insurance-access

Cole Timonere

Headshot of Cole Timonere

Medically reviewed by Cole Timonere, PhD, JD, LMHC, LPCC

Licensed mental health and clinical counselor with doctoral and legal training, specializing in substance use disorders, withdrawal management, and behavioral health care. Reviews the clinical accuracy of the treatment guides on this site.

Editorial content — always confirm clinical details with a licensed provider.

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